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Spending Pattern of Islamic Credit Card

Noor Iswana, Haji Ahmad (2009) Spending Pattern of Islamic Credit Card. Masters thesis, Universiti Utara Malaysia.

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Abstract

The purpose of this study is to present a Spending Pattern of Islamic Credit Card. The objective of this paper is to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and classify the various type of spending. In this research, the researcher empirically examines the extent and nature of credit card ownership and how these are impacted by consumer demographics and attitudes toward debt. The primary data collection using survey methodology. A sample of the population in Alor Setar, Kedah was utilized to gauge preferences and attitudes towards the use of credit cards. Data were gathered through questionnaires and was being analyzed by using Statistical Package for Social Science (SPSS) version 16. Throughout the statistical analysis - correlation analysis, it was found that there is a significant relationship between the two independent variables namely Spending Pattern with the dependent variables, Credit Card User. Among the independent variables, Customer Patronized is found to be the factor that contributes most to Credit Card User in the sample studied in Alor Setar, Kedah. The results indicate that all the hypothesized is a positive relationship between Spending Pattern and Credit Card User. That's mean the objective research to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and also classify the various type of spending are achieved.

Item Type: Thesis (Masters)
Uncontrolled Keywords: Consumptions, Spending Pattern, Islamic Credit Card, Consumer Credits
Subjects: H Social Sciences > HG Finance
Divisions: College of Business (COB)
Depositing User: Mr Husni Ismail
Date Deposited: 02 May 2010 03:58
Last Modified: 24 Jul 2013 12:13
URI: http://etd.uum.edu.my/id/eprint/1767

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