UUM Electronic Theses and Dissertation
UUM ETD | Universiti Utara Malaysian Electronic Theses and Dissertation
FAQs | Feedback | Search Tips | Sitemap

Efficiency of Islamic and conventional banks during financial crisis: Empirical evidence from Malaysia

Fatin Syazwani, Safiyuddin (2014) Efficiency of Islamic and conventional banks during financial crisis: Empirical evidence from Malaysia. Masters thesis, Universiti Utara Malaysia.

[thumbnail of s812878.pdf]
Preview
Text
s812878.pdf

Download (2MB) | Preview
[thumbnail of s812878_abstract.pdf]
Preview
Text
s812878_abstract.pdf

Download (1MB) | Preview

Abstract

The global financial crisis that engulfed the world in the mid of 2007 till the end of 2009 slightly affected the Asian countries such as Malaysia has focused attention
on the flaws of the conventional banking system. Islamic banks seem much stronger to recover in financial crisis compared to conventional banks because of the inherent nature of Islamic banks, which prohibits the interest payments in all transactions. Thus, this study examines the efficiency level of Islamic and conventional banks during financial crisis particularly in 2007 to 2012. The efficiency of Islamic and conventional banks is measured utilizing Data Envelopment Analysis by adopting the intermediation approach. The data are extracted by Bankscope and Annual Report from 2007 to 2012. The samples
consisted of Islamic and conventional banks in Malaysia. The results indicate that pure technical efficiency contributed more to the overall technical efficiency of
Islamic banks. In conventional banks, the scale efficiency dominates the overall technical efficiency. In overall, the finding shows that Islamic banks are exhibited higher technical efficiency compared to the conventional banks attributed to the higher pure technical efficiency. Hence, the findings of this study have policy implications, and make a contribution to policy-making by providing empirical
evidence on the performance of the Islamic and conventional banks and their efficiency level.

Item Type: Thesis (Masters)
Supervisor : Abd. Wahab, Norazlina
Item ID: 4092
Uncontrolled Keywords: Efficiency, Financial Crisis, Data Envelopment Analysis
Subjects: H Social Sciences > HG Finance
Divisions: Othman Yeop Abdullah Graduate School of Business
Date Deposited: 25 Sep 2014 04:10
Last Modified: 18 May 2022 02:05
Department: Othman Yeop Abdullah Graduate School of Business
Name: Abd. Wahab, Norazlina
URI: https://etd.uum.edu.my/id/eprint/4092

Actions (login required)

View Item
View Item