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Examining the factors that influence customers' decision to choose Islamic hire purchase facility : A study of muslim customers in Kedah

Muhammad Saiful Islam, Ismail (2014) Examining the factors that influence customers' decision to choose Islamic hire purchase facility : A study of muslim customers in Kedah. Masters thesis, Universiti Utara Malaysia.

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Abstract

Islamic hire purchase (IHP) facility is widely used by Islamic banks for car financing in Malaysia. Thus, this research was carried out to determine the factors that influence the customers’ decision to choose Islamic hire purchase facility in Kedah. A total of 105 customers on Islamic hire purchase in Kedah was selected as respondents of the survey questionnaire which was randomly distributed. The obtained data were analyzed using Ttest, ANOVA, Pearson Correlation and Multiple Regressions. The finding shows that religious obligation, awareness, tenure and age significantly influence the customers’ choice for Islamic hire purchase. Since choosing Islamic hire purchase rests largely on these factors, Islamic banks must emphasis on religious values such as ethics and manners which are friendlier towards the customers. Islamic banks should expand their target market and increase the quality of performance through Islamic values in Islamic banking. Last but not least, Islamic banks need to transparent and disclose all information to their customers to avoid misconception about Islamic hire purchase.

Item Type: Thesis (Masters)
Uncontrolled Keywords: Islamic hire purchase, Religious obligation, Awareness, tenure, Islamic bank, Factor of Choosing Product.
Subjects: H Social Sciences > HG Finance
Divisions: Othman Yeop Abdullah Graduate School of Business
Depositing User: Mr. Badrulsaman Hamid
Date Deposited: 15 Oct 2014 04:20
Last Modified: 17 Apr 2016 03:15
URI: http://etd.uum.edu.my/id/eprint/4137

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