Smart Cards And The Fingerprint : A Proposed Framework For The Automatic Teller Machine (ATM) System

The need to control access to certain information and resources has been taken seriously nowadays due to fraud and other threats to current security systems. This
research believes that no single security method, algorithm, key or procedure is entirely secure. Hence, a combination of multiple security components is mandatory
to provide a high level of protection against fraud and other threats. This research combines three security components, which are, the smart card, fingerprint
recognition and cryptography. It looks into the vulnerabilities of magnetic-stripe cards and personal identification numbers (PIN) or passwords widely used in
systems today. As a result, the research proposed a framework for user identification and authentication in automatic teller machine (ATM) systems using fingerprints
and smart cards as opposed to the PIN and magnetic-stripe cards. The cryptography is also implemented to further secure the data stored on the smart card. This robust
method of user identification and authentication would hopefully reduce the vulnerabilities of ATM in the future.