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The influence of financial literacy and Islamic finance awareness on financial behaviour: students' perspective

Nur Syakimah, Mohd Subhi (2016) The influence of financial literacy and Islamic finance awareness on financial behaviour: students' perspective. Masters thesis, Universiti Utara Malaysia.

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Abstract

This study aims to examine the influence of financial literacy and Islamic finance awareness on financial behaviour among Kolej MARA Kuala Nerang (KMKN) students. A sample of 350 active students was selected to complete an internet survey, consisting of questions on students’ demographic background, financial literacy, Islamic finance awareness and financial behaviour. This study hypothesises financial literacy and Islamic finance awareness significantly influence financial behaviour. The findings show that on average, 48% of the students answered the questions on financial literacy correctly. In addition, they are also aware and have the knowledge about Islamic finance but with limited ability to explain the concept. Further, students' financial behaviour is found to be at moderate level. Regression analysis shows Islamic finance awareness positively and significantly influence students’ financial behaviour. This finding may assist policymakers in developing programmes that inculcate Islamic values to encourage good financial behaviour.

Item Type: Thesis (Masters)
Uncontrolled Keywords: Financial literacy, Islamic finance awareness, financial behaviour
Subjects: H Social Sciences > HG Finance
Divisions: Othman Yeop Abdullah Graduate School of Business
Depositing User: Mr. Badrulsaman Hamid
Date Deposited: 19 Apr 2017 09:31
Last Modified: 19 Apr 2017 09:31
URI: http://etd.uum.edu.my/id/eprint/6190

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