Factors influencing the adoption of E-Wallet among UNISHAMS students

The research aimed to give clearer picture on the factors affecting the adoption of e-wallet especially among the students. Perceived ease of use, perceived usefulness, perceived trust, and rewards are four factors that were investigated for their relationship and effectiveness towards the adoption of e-wallet. The research is based on primary data quantitative model which involve collecting the first-hand data from 205 students of Universiti Islam Antarabangsa Sultan Abdul Halim Mu’adzam Shah. The data regarding the variables of the study are tested using factor analysis as well as reliability test and the results show the item used are adequate and suitable. For the objective of the study, Pearson correlation and multiple linear regression are employed which reveal that all factors show positive relationship. However, perceived usefulness does not have significant influence on e-wallet adoption. On the other hand, the factor rewards have the most significant influence among the other.