UUM Electronic Theses and Dissertation
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The determinants of non-financing income: An analysis on islamic banks in Malaysia

Mohd Faizuddin, Muhammad Zuki (2020) The determinants of non-financing income: An analysis on islamic banks in Malaysia. Masters thesis, Universiti Utara Malaysia.

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Abstract

This study analyzes the determinants of non-financing income among the 10 selected Islamic banks in Malaysia. A comprehensive analysis of the 10 Islamic banks in Malaysia has been conducted over the period 2012 up to 2018. The main objective of this study is to examine the relationship between non-financing income for Islamic banks in Malaysia with determinants factors such as the size of the bank, core deposits from customers, return on asset and provision of loan losses. This study has adopted a few types of analysis methods including descriptive analysis, pearson correlation analysis and multiple regression analysis to examine the relationship among all of the variables. Based on the findings of this study, all of the independent variables (the size of the bank, core deposits from customers, return on asset and provision of loan losses) are significant in determining the non-financing income for Islamic banks in Malaysia. The findings also imply a consistency to previous studies from different background of bank’s type and period covered. Now, non-financing income becomes a vital element in increasing and boosting banks’ revenues.

Item Type: Thesis (Masters)
Supervisor : Abu Bakar, Nashirah
Item ID: 10041
Uncontrolled Keywords: non-financing income, bank’s size, core deposits, return on asset, provision of loan losses
Subjects: H Social Sciences > HG Finance
Divisions: Islamic Business School
Date Deposited: 21 Nov 2022 03:50
Last Modified: 21 Nov 2022 03:50
Department: Islamic Business School
Name: Abu Bakar, Nashirah
URI: https://etd.uum.edu.my/id/eprint/10041

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