UUM Electronic Theses and Dissertation
UUM ETD | Universiti Utara Malaysian Electronic Theses and Dissertation
FAQs | Feedback | Search Tips | Sitemap

Faktor-Faktor yang Mempengaruhi Kesedaran Menangani Masalah Keberhutangan Serius di Kalangan Penjawat Awam di Kuala Lumpur

Ali, Khairudin (2011) Faktor-Faktor yang Mempengaruhi Kesedaran Menangani Masalah Keberhutangan Serius di Kalangan Penjawat Awam di Kuala Lumpur. Masters thesis, Universiti Utara Malaysia.

[thumbnail of KHAIRUDIN_BIN_ALI.pdf] PDF
KHAIRUDIN_BIN_ALI.pdf
Restricted to Registered users only

Download (3MB)
[thumbnail of 1.KHAIRUDIN_BIN_ALI.pdf]
Preview
PDF
1.KHAIRUDIN_BIN_ALI.pdf

Download (549kB) | Preview

Abstract

The success of an organization or department was influenced by performance of
staffs. The assessment of staffs will be based on the main task of the organizations.
There are negative consequences and affect the performance of civil servants as a
result of over-indebtedness problems. Now a days, the over-indebtedness among
civil servants were affected the performance of civil servants, thus it will be affect
the disciplinary action. With that, this study entitled "Factors affecting the
Awareness of Dealing with Over-Indebtedness among Civil Servants in Kuala
Lumpur" was very useful to avoid this problem. The main purpose of this study is to
determine the factor of knowledge, attitudes, law enforcement and campaigns
influenced the awareness of over-indebtedness among civil servants. Next, this study
is also to determine demographic factors that influence the level awareness of overindebtedness
among civil servants.
The methodology of this research was quantitative method and all data was gathered
used questionnaire. The sample size of this research was 300 respondents were
collected from selected by department of government sector in Kuala Lumpur.
Cronbach's Alpha and factor analysis test was carried out to test the reliability and
validity of research of each construct in questionnaire. There are two type of research
which is descriptive and inferential statistic was used in this research. Descriptive
statistics was applied to elaborate demographic profile and important item in each
variable. Before proceed to inferential statistics, the screening data must be
implement. The test of normality and multicolinearity was proceeded to fulfil the
normality and linearity assumptions. T-test and Anova test was used to find out what
are the demographic aspects that impact to decision the level of awareness overindebtness
among civil servants. Correlation Pearson was used to know the
relationship of knowledge, attitude, implementation of legal and campaigns towards
the level of awareness over-indebtness among civil servants. Multiple linear
regression analysis was used to examine the relationship between influenced factors
towards the level of awareness over-indebtness.
Overall findings from this study suggest there were significant influenced between
gender, race,level of education, income and expenses towards the level of awareness
of over-indebtness. Beside that, the main objective was achieved, there are three
factors, knowledge,attitude, implementation of legal influenced. level of awareness of
over-indebtness. Campaign was not significantlyinfluenced level of awareness of
over-indebtness.

Item Type: Thesis (Masters)
Supervisor : Wan Ahmad, Wan Kozil and Saad, Ram Al Jaffri
Item ID: 3067
Subjects: H Social Sciences > HG Finance
Divisions: Othman Yeop Abdullah Graduate School of Business
Date Deposited: 22 Jan 2013 09:23
Last Modified: 18 Apr 2016 04:25
Department: Othman Yeop Abdullah Graduate School of Business
Name: Wan Ahmad, Wan Kozil and Saad, Ram Al Jaffri
URI: https://etd.uum.edu.my/id/eprint/3067

Actions (login required)

View Item
View Item