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Factor influencing the intention to purchase shariah-based Private Retirement Scheme (PRS) among air transportation employees in Alor Setar

Ummi Syafiqah, Nor Azman (2020) Factor influencing the intention to purchase shariah-based Private Retirement Scheme (PRS) among air transportation employees in Alor Setar. Masters thesis, Universiti Utara Malaysia.

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Abstract

Shariah-based Private Retirement Scheme (PRS) is not a new asset in Malaysia. Established since 2012 as voluntary retirement scheme in assisting the existing mandatory Employment Provident Fund (EPF) should be an eye-catching factor for the private sector employee to save and invest with shariah-based PRS as an extra protection approaching their retirement phase. But somehow, the numbers of members investing in shariah-based PRS still lack behind compared to the conventional PRS members though it continuously in collecting the returns for their members through Islamic investment. By using 130 respondents from air transportational sector at Lapangan Terbang Sultan Abdul Halim (LTSAH) Kedah and employing quantitative approach. This study suggests that religiosity, Islamic financial literacy, propensity to plan and rate of return significantly influence the intention to purchase shariah-based PRS. However, there are a few recommendations proposed to improve the shariah-based PRS such as improving the technic in promoting shariah-based PRS, enhancing the knowledge of Islamic finance among the providers and many others.

Item Type: Thesis (Masters)
Supervisor : Ahmad Musadik, Siti Hajar Salwa
Item ID: 10038
Uncontrolled Keywords: Shariah-based Private Retirement Scheme, Religiosity, Islamic Financial Literacy, Propensity to Plan, Rate of Return, Air Transportation
Subjects: B Philosophy. Psychology. Religion > BP Islam. Bahaism. Theosophy, etc > BP174 The practice of Islam
H Social Sciences > HF Commerce. > HF5549-5549.5 Personnel Management. Employment
H Social Sciences > HG Finance
Divisions: Othman Yeop Abdullah Graduate School of Business
Date Deposited: 21 Nov 2022 04:10
Last Modified: 21 Nov 2022 04:10
Department: Othman Yeop Abdullah Graduate School of Business
Name: Ahmad Musadik, Siti Hajar Salwa
URI: https://etd.uum.edu.my/id/eprint/10038

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